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7 Ways to Manage Your Personal Finance (On Your Lunch Break!)

For most of us, it’s so easy to assume that managing our personal finances as an adult means we have to be sitting at our kitchen table with a spouse,  surrounded by a dozen bills and financial statements, with a calculator in one hand and our face in the other, looking extremely stressed. When really,

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The 4 Smartest Ways To Spend Your Tax Refund

It’s tax season! And depending on if you’re on team “tax-refund” or team “tax-payment” it’s the same cycle every year. While I understand why some people really dread this season, for me it’s a pretty good time of the year because I am currently waiting on a refund. Ordinarily, I receive about $1100 a year

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10 Assumptions About Adulthood Finances That Are Holding Millennials Back (and what to do about it!) 

I’m not sure where I got all these ideas of adulthood. I think it’s been a combination of different people, society, and the internet that’s dictated my ideas on what it’s like to be an adult. It’s kind of funny how we can’t pinpoint what the source of all these assumptions, yet the have such

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50/30/20 Budgeting: Exactly How Much I Spent and Saved in 2018

With the new year coming to an end, I audited all of my expenses according to the 50/30/20 budget rule. I not only talk about this budget rule, I show you how it’s applied to me!

The reason I started MLA is because I wanted to create an honest personal space where I could share exactly what I’m doing to get through adulthood instead just giving some vague or generic advice. Instead of just talking about the 50/30/20 budgeting rule, I wanted to see how it applied to my year-round expenses.

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7 Creative Ways to Save Money While Still Enjoying the Holidays

Well, it’s almost that time of the year again! And if you’re anything like me, you love the holidays, but get a little anxious when you think about the stress and cost of it. While I’m not shopping expert on the best deals and sales, I am pretty creative when it comes to saving money

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3 Things I Had To Dip Into My Emergency Fund This Month (And How I’m Going to Fix It)

Even though I like to think of myself as an avid saver, saving up for an emergency fund has been a far larger struggle than I’d like to admit. Every time I seem like I’m so close, I seem to just drop right back down. So here are 3 things I’ve had to spend my emergency fund on and my plan to get it back up to my goal.

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Why I Don’t Chase Early Retirement

If you are also in the sphere of personal finance, a common term that is thrown around is #FIRE, which stands for Financial Independence and Retire Early. I’m all for the idea of financial independence but early retirement is not for me.

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5 Simple Steps To Create A Budget (With Free Template + Video Guide!)

Trying to make a budget and don’t know where to start? It’s here! I will walk you through how I budget with my FREE budget spreadsheet.

A running theme throughout adulthood is of course, personal finance! It’s maybe the most important life admin task of all because it really does provide the foundation and limits for everything else. No matter how much money you have, everyone needs a budget.

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