• 50/30/20 Budgeting: Exactly How Much I Spent and Saved in 2018

    With the new year coming to an end, I audited all of my expenses according to the 50/30/20 budget rule. I not only talk about this budget rule, I show you how it’s applied to me!

    The reason I started MLA is because I wanted to create an honest personal space where I could share exactly what I’m doing to get through adulthood instead just giving some vague or generic advice. Instead of just talking about the 50/30/20 budgeting rule, I wanted to see how it applied to my year-round expenses.

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  • 5 Simple Steps To Create A Budget (With Free Template + Video Guide!)

    Trying to make a budget and don’t know where to start? It’s here! I will walk you through how I budget with my FREE budget spreadsheet.

    A running theme throughout adulthood is of course, personal finance! It’s maybe the most important life admin task of all because it really does provide the foundation and limits for everything else. No matter how much money you have, everyone needs a budget.

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  • Exactly How Much I Saved By Switching From A Bank To A Credit Union

    For years, I resisted the idea of switching to a Credit Union. I didn’t see the point. I vaguely knew that it was better to support local Credit Unions (instead of big, for-profit banks) but at that stage in my life, I was a student, and most banks have free student accounts.

    Until one day a bad bank experience promoted me to look into Credit Unions and I began saving hundreds of dollars passively! But switching did come with Pros and Cons….

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