For most of us, it’s so easy to assume that managing our personal finances as an adult means we have to be sitting at our kitchen table with a spouse, surrounded by a dozen bills and financial statements, with a calculator in one hand and our face in the other, looking extremely stressed. When really,
It’s tax season! And depending on if you’re on team “tax-refund” or team “tax-payment” it’s the same cycle every year. While I understand why some people really dread this season, for me it’s a pretty good time of the year because I am currently waiting on a refund. Ordinarily, I receive about $1100 a year
I’m not sure where I got all these ideas of adulthood. I think it’s been a combination of different people, society, and the internet that’s dictated my ideas on what it’s like to be an adult. It’s kind of funny how we can’t pinpoint what the source of all these assumptions, yet the have such
With the new year coming to an end, I audited all of my expenses according to the 50/30/20 budget rule. I not only talk about this budget rule, I show you how it’s applied to me!
The reason I started MLA is because I wanted to create an honest personal space where I could share exactly what I’m doing to get through adulthood instead just giving some vague or generic advice. Instead of just talking about the 50/30/20 budgeting rule, I wanted to see how it applied to my year-round expenses.
Well, it’s almost that time of the year again! And if you’re anything like me, you love the holidays, but get a little anxious when you think about the stress and cost of it. While I’m not shopping expert on the best deals and sales, I am pretty creative when it comes to saving money
Even though I like to think of myself as an avid saver, saving up for an emergency fund has been a far larger struggle than I’d like to admit. Every time I seem like I’m so close, I seem to just drop right back down. So here are 3 things I’ve had to spend my emergency fund on and my plan to get it back up to my goal.
If you are also in the sphere of personal finance, a common term that is thrown around is #FIRE, which stands for Financial Independence and Retire Early. I’m all for the idea of financial independence but early retirement is not for me.
Trying to make a budget and don’t know where to start? It’s here! I will walk you through how I budget with my FREE budget spreadsheet.
A running theme throughout adulthood is of course, personal finance! It’s maybe the most important life admin task of all because it really does provide the foundation and limits for everything else. No matter how much money you have, everyone needs a budget.
For years, I resisted the idea of switching to a Credit Union. I didn’t see the point. I vaguely knew that it was better to support local Credit Unions (instead of big, for-profit banks) but at that stage in my life, I was a student, and most banks have free student accounts.
Until one day a bad bank experience promoted me to look into Credit Unions and I began saving hundreds of dollars passively! But switching did come with Pros and Cons….