It’s easy when moving into a new apartment to only think about the things you will need, but it’s equally important to think about the things you don’t need. It’s hard not to get caught up in the beautiful photos on Instagram and Pinterest (I certainly made those mistakes). Learn more on all the things you don’t need!
Even though I like to think of myself as an avid saver, saving up for an emergency fund has been a far larger struggle than I’d like to admit. Every time I seem like I’m so close, I seem to just drop right back down. So here are 3 things I’ve had to spend my emergency fund on and my plan to get it back up to my goal.
If you are also in the sphere of personal finance, a common term that is thrown around is #FIRE, which stands for Financial Independence and Retire Early. I’m all for the idea of financial independence but early retirement is not for me.
I’m the type of person that never really understood the idea of a morning routine. For most years, my morning routine consisted of a few basic necessarily steps that got me from my bed to the bus stop.
However, this year, I wanted to take more control of my mornings. I’ve watched Youtube videos and read articles about many morning routines before but I never found them realistic for my circumstances. I work a regular 8-5 job; I don’t really have time/motivation to complete an exhaustive list of activities before I can catch my bus. So I found little ways to refresh my morning routine instead of revamping it into a list of activities that I know I will not be able to complete.
Happy end of June! Which means that not only is 2018 half over (yikes!), but also that its graduation season.
With the excitement of finishing school to move on to the next adventure, I think there’s a lot of pressure to maintain a certain image by going to a prestigious school or having a particular career path. But there are so many pathways to “success” and ultimately it’s dependant on your definition. Here are just a few options to look at if you are looking for alternative education options to start or change your career – without paying the price of a 4 year school.
For years, I resisted the idea of switching to a Credit Union. I didn’t see the point. I vaguely knew that it was better to support local Credit Unions (instead of big, for-profit banks) but at that stage in my life, I was a student, and most banks have free student accounts.
Until one day a bad bank experience promoted me to look into Credit Unions and I began saving hundreds of dollars passively! But switching did come with Pros and Cons….
One of the biggest hallmarks of #adulting is grocery shopping. It seems like a never-ending task.
There’s no food in the fridge. You go buy more food. Some of it you eat. Some of it goes bad. There’s no food in the fridge, again.
Mastering the navigation of the grocery store is a level we all hope to achieve. And we’ve all heard the basic advice of grocery shopping and I will reiterate them here for your convenience (cause this is a grocery store article, kind of like convenience store, GET IT? HAHAHA) Okay just me. Moving on, let’s review the holy trinity rules of grocery shopping:
With the rise of Instagram, social media, and the ease of an inspirational quote maker, it is easy to feel less than if you haven’t traveled the world.
That somehow you’re failing as a millennial because you can’t live up to all those “wanderlust” posts. And who am I to say this? It’s not because I’m bitter I didn’t travel; it’s because I traveled (to over 30 countries, across 5 continents in 5 years).
It’s not just about the money and job market. With the fast paced changes, building a flexible and adaptable career can make all the difference.
Like most investments, investing in an education to a career path, requires a lot of research. But financials and job markets are only a part of the research.
So here are 8 key questions (bolded throughout) you need to ask yourself before investing in a career path (including what I think is the most overlooked section – lifestyle!).
While education is the one of the most valuable things you can invest in, it’s almost one of the most costly. And there is a line that makes it not worth it. So how did I manage to pay off my student debt before I graduate? A lot of work.
There’s no glamorous way to say it, but it’s possible and the sooner you start, the better. To start here is how much paid for my degree: