3 Things I Had To Dip Into My Emergency Fund This Month (And How I’m Going to Fix It)

Even though I like to think of myself as an avid saver, saving up for an emergency fund has been a far larger struggle than I’d like to admit. Every time I seem like I’m so close, I seem to just drop right back down. So here are 3 things I’ve had to spend my emergency fund on and my plan to get it back up to my goal.

4 Super Small Changes That Refreshed My Morning Routine

I’m the type of person that never really understood the idea of a morning routine. For most years, my morning routine consisted of a few basic necessarily steps that got me from my bed to the bus stop.

However, this year, I wanted to take more control of my mornings. I’ve watched Youtube videos and read articles about many morning routines before but I never found them realistic for my circumstances. I work a regular 8-5 job; I don’t really have time/motivation to complete an exhaustive list of activities before I can catch my bus. So I found little ways to refresh my morning routine instead of revamping it into a list of activities that I know I will not be able to complete.

Alternative Education Options Other than University

Happy end of June! Which means that not only is 2018 half over (yikes!), but also that its graduation season.

With the excitement of finishing school to move on to the next adventure, I think there’s a lot of pressure to maintain a certain image by going to a prestigious school or having a particular career path. But there are so many pathways to “success” and ultimately it’s dependant on your definition. Here are just a few options to look at if you are looking for alternative education options to start or change your career – without paying the price of a 4 year school.

Industry Secrets That Grocery Stores Use To Make You Pay More

One of the biggest hallmarks of #adulting is grocery shopping. It seems like a never-ending task.

There’s no food in the fridge. You go buy more food. Some of it you eat. Some of it goes bad. There’s no food in the fridge, again.

Mastering the navigation of the grocery store is a level we all hope to achieve. And we’ve all heard the basic advice of grocery shopping and I will reiterate them here for your convenience (cause this is a grocery store article, kind of like convenience store, GET IT? HAHAHA) Okay just me. Moving on, let’s review the holy trinity rules of grocery shopping:

Debunking 4 BS Myths: Why Not “Everyone” Can Travel the World

why_not_everyone_can_travel_the_world

With the rise of Instagram, social media, and the ease of an inspirational quote maker, it is easy to feel less than if you haven’t traveled the world.

That somehow you’re failing as a millennial because you can’t live up to all those “wanderlust” posts.  And who am I to say this? It’s not because I’m bitter I didn’t travel; it’s because I traveled (to over 30 countries, across 5 continents in 5 years).

Must-Ask Questions Before Investing In A University Major/Career Path

It’s not just about the money and job market. With the fast paced changes, building a flexible and adaptable career can make all the difference.

Like most investments, investing in an education to a career path, requires a lot of research. But financials and job markets are only a part of the research.

So here are 8 key questions (bolded throughout) you need to ask yourself before investing in a career path (including what I think is the most overlooked section – lifestyle!).

Create A “No Debt” Graduation Plan

While education is the one of the most valuable things you can invest in, it’s almost one of the most costly. And there is a line that makes it not worth it. So how did I manage to pay off my student debt before I graduate? A lot of work.

There’s no glamorous way to say it, but it’s possible and the sooner you start, the better. To start here is how much paid for my degree: