Browsing Tag

Personal Finance

  • 50/30/20 Budgeting: Exactly How Much I Spent and Saved in 2018

    December 31, 2018

    With the new year coming to an end, I audited all of my expenses according to the 50/30/20 budget rule. I not only talk about this budget rule, I show you how it’s applied to me!

    The reason I started MLA is because I wanted to create an honest personal space where I could share exactly what I’m doing to get through adulthood instead just giving some vague or generic advice. Instead of just talking about the 50/30/20 budgeting rule, I wanted to see how it applied to my year-round expenses.

  • Apartment Anti Haul: 5 Thing You Don’t Need In A Brand New Home

    October 19, 2018

    It’s easy when moving into a new apartment to only think about the things you will need, but it’s equally important to think about the things you don’t need. It’s hard not to get caught up in the beautiful photos on Instagram and Pinterest (I certainly made those mistakes). Learn more on all the things you don’t need!

  • Why I Don’t Chase Early Retirement

    September 25, 2018

    If you are also in the sphere of personal finance, a common term that is thrown around is #FIRE, which stands for Financial Independence and Retire Early. I’m all for the idea of financial independence but early retirement is not for me.

  • 5 Simple Steps To Create A Budget (With Free Template + Video Guide!)

    August 14, 2018

    Trying to make a budget and don’t know where to start? It’s here! I will walk you through how I budget with my FREE budget spreadsheet.

    A running theme throughout adulthood is of course, personal finance! It’s maybe the most important life admin task of all because it really does provide the foundation and limits for everything else. No matter how much money you have, everyone needs a budget.

  • 4 Super Small Changes That Refreshed My Morning Routine

    July 9, 2018

    I’m the type of person that never really understood the idea of a morning routine. For most years, my morning routine consisted of a few basic necessarily steps that got me from my bed to the bus stop.

    However, this year, I wanted to take more control of my mornings. I’ve watched Youtube videos and read articles about many morning routines before but I never found them realistic for my circumstances. I work a regular 8-5 job; I don’t really have time/motivation to complete an exhaustive list of activities before I can catch my bus. So I found little ways to refresh my morning routine instead of revamping it into a list of activities that I know I will not be able to complete.

  • Alternative Education Options Other than University

    June 30, 2018

    Happy end of June! Which means that not only is 2018 half over (yikes!), but also that its graduation season.

    With the excitement of finishing school to move on to the next adventure, I think there’s a lot of pressure to maintain a certain image by going to a prestigious school or having a particular career path. But there are so many pathways to “success” and ultimately it’s dependant on your definition. Here are just a few options to look at if you are looking for alternative education options to start or change your career – without paying the price of a 4 year school.

  • Industry Secrets That Grocery Stores Use To Make You Pay More

    April 11, 2018

    One of the biggest hallmarks of #adulting is grocery shopping. It seems like a never-ending task.

    There’s no food in the fridge. You go buy more food. Some of it you eat. Some of it goes bad. There’s no food in the fridge, again.

    Mastering the navigation of the grocery store is a level we all hope to achieve. And we’ve all heard the basic advice of grocery shopping and I will reiterate them here for your convenience (cause this is a grocery store article, kind of like convenience store, GET IT? HAHAHA) Okay just me. Moving on, let’s review the holy trinity rules of grocery shopping: